Wednesday, August 27, 2008

Shhhhh....wanna know a secret?

I wanted to tell you something.....shhh....don't let anyone know, but I think you might be part of a Class Action Lawsuit.

If you're in the US and you owned a credit card anytime between January 1, 1987 and May 28, 2008 I am happy to announce that you could be an eligible participant in a Class Action lawsuit against TransUnion. Whoo hoo....ok, stop screaming, it's not that much...but it's something and that's all that matters.

Yeah can you believe it, you actually won something and you didn't even know you entered a contest. Well apparently TransUnion violated some state laws and Federal Laws a while back, the biggest one being the Fair Credit Reporting Act (“FCRA”) because they sold lists containing all of your personal data and banking/consumer information to third parties for marketing purposes. Marketing purposes....I wonder what that means? Oh you mean junk mail purposes.

Now that you've calmed down, you're probably wondering "What's in it for me?" Well "Eligible Class members" (uhm, that would be YOU) may be able to sign up for credit monitoring or other benefits from the settlement.

Here I'll just let you read it yourself:
"The six months of credit monitoring services (which retails for $59.75) include: (1) the ability to lock your credit report so third parties, such as lenders or other companies, will not be able to access your credit report without your consent (unless allowed by law); (2) unlimited daily access to your Trans Union credit report and credit score; and (3) credit monitoring with a 24-hour email credit notification service. The nine months of enhanced credit monitoring services (which retails for $115.50) includes all the services listed above, plus a suite of insurance scores and a mortgage simulator service. If youget the enhanced credit monitoring you will not be able to get a payment from the settlement or start an individual lawsuit."

Did you get all of that:
- You now have the ability to "lock" your credit report.
- Unlimited DAILY access to your credit report AND SCORE (You can get your FICO for free)
- 6 months of credit monitoring services
- And some other tools

So go check it out over at:

And hurry you only have until September 24th to sign up.....hurry......hurry!!!!!

For more information,including a detailed notice, go to or call,toll-free, 1-866-416-3470.


Anonymous said...

Thanks for the tip! I just signed up.

Michael said...

Hey Voenix, thanks for stopping by....make sure you tell ALL OF YOUR FRIENDS, almost everyone in the US qualifies.